What is the role of cyber insurance in data protection?

Reading Time: 14 minutesINTRODUCTION As our world becomes ever more digitalised and data-driven, cyberattacks and data security breaches have surfaced as prominent threats to businesses and individuals alike. The increasing emergence of threats originating in the digital space has rendered the conduct of business more complex by necessitating the urgent adoption of new cybersecurity and data protection measures. […]

SMU Lexicon: Versloot Dredging: Time for Singapore to follow the tide?

Reading Time: 13 minutesIntroduction The traditional common law position in the field of insurance has always been biased towards the insurer, where insurance doctrines have been “inflexibly applied in favour of insurance companies.”[1] This has been noted in several instances, such as the insured’s duty of non-disclosure, the interpretation of insurance policies, and in the context of fraudulent […]